Adapun besaran suku bunga ini juga bisa berbeda setiap wilayah. Di samping itu, angkanya pun bisa berubah sewaktu-waktu, sesuai dengan syarat dan ketentuan yang dibuat oleh pihak Adira.Banyak faktor yang menyebabkan kenapa banyak nasabah yang kreditnya mengalami kemacetan, diantaranya adalah usaha sedang lesu, kena PHK, atau sedang terkena musibah.
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